Unfair Credit Agreements - Who's been fined so far?
Many creditors have already been fined by the FSA (Financial Services Authority) for systematic mis-selling. If your loan or finance arrangement is with one of these, there's a good chance you were mis-sold a policy.
|HFC Bank||£1.085 million|
|Regency Mortgage Corporation Limited||£56,000|
|Redcats (Brands) Limited||£270,000|
|*GE Capital Bank Ltd||£610,000|
|Capital One Bank (Europe) plc||£175,000|
|Capital Mortgage Connections Limited||£17,500|
|Home and County Mortgages Limited||£52,500|
|Hadenglen Home Finance plc||£133,000|
|ditto Chief Executive||£49,000|
|Land of Leather Limited||£120,000|
|ditto Chief Executive||£14,000|
|Liverpool Victoria Banking Services||£840,000|
|Alliance & Leicester plc||£7 million|
|Egg Banking plc||£721,000|
|Five motor retailers||£175,000|
|GK Group, George White Motors Limited|
|Ringways Garages (Leeds) Limited|
|Ringways Garages (Doncaster) Limited|
|Park's of Hamilton (Holdings) Limited|
|Swinton Group Limited||£770,000|
*Supplies cards for ASDA, Comet, Debenhams and Top Shop among others.
If you are interested in reading the full report - it is available on the Citizens Advice website. The Office of Fair Trading says: "We would always be concerned if a lender or broker was failing to provide accurate information to consumers. We are in the process of carrying out a review of typical APRs used in advertising."